Are Women “Worse Drivers?” Shift Insurance Data Shows Car Accident Injury Victims More Often Male

Some new studies are putting a twist on conventional ideas about what kinds of drivers are most capable, and most dangerous, on the road.

A company called Shift Insurance has put together a visual profile of drivers involved in auto accidents and other useful metrics to look at what genders and age groups have the most risk. The findings represented are complex, with different kinds of risks for male and female drivers. However, what’s clear is that male drivers tend to be more accident-prone, and pay more for insurance, largely because of a propensity for dangerous activities like driving under the influence of alcohol.

Some of these statistics are useful for doctors and others helping out with personal injury marketing, care and treatment for those who do suffer from an injury that occurred in a collision.

Who Are Car Accident Injury Victims?

One major part of the above infographic breaks down auto accident ‘participants’ into demographic groups. The result shows that males are involved in incidents at higher rates than women for all age categories. In total, the data shows males are more than twice as likely to be involved in car accidents.

Bad Boys

Another section of this presentation is devoted to looking at some of the ways that men raise their risks. There are a number of common traffic infractions where the rates for men tower over those for women, such as reckless driving (more than 3 to 1), DUI, (more than 3 to 1), and speeding (nearly 2 to 1.) Then there are also other activities more frequently attributed to men: some of them, like exceeding the speed limit, might seem commonplace, but others, like getting onto the roof of a moving car, are the stuff of reality shows.

Caring for Auto Accident Injury Victims

So what does all of this have to do with helping car accident injury victims? Often, professionals who are engaged in any aspect of care and treatment, from auto accident injury marketing teams connecting patients with doctors, to receptionists and schedulers, need to separate the facts about road risk from issues around fair insurance treatment and payouts. Insurance companies may deny money earmarked for care, due to ideas about risk. Auto accident injury victims may pay high premiums but have a hard time collecting payouts. Any of these kinds of issues involve the unique relationship between a policy holder and his or her insurance company, one that is built on very complex yet precise calculations of risk. That’s why it can be helpful to know a little about these kinds of statistics, to know who is coming in the door at a local chiropractor or auto accident injury care office, and how they relate to the most common ‘danger demographics’ within today’s auto insurance industry.